Hire your kids. Save on taxes. Fund their Roth IRA.

We handle the paperwork.

Everything you need to stay compliant.

Get started Set up in 10 minutes

How It Works

You pay your kids to do real work for your business. Deduct their wages as a business expense. The math is simple. Pay them $5,000 at a 32% bracket, you save $1,600. Sole props and partnerships also skip FICA - another $765.

Your kids typically pay nothing. As long as they earn under the standard deduction, they owe zero federal income tax. You've moved money from your high tax bracket to their zero bracket.

Now they have earned income, so they can contribute to a Roth IRA. Put in $5,000 a year starting at age 10, and by 65 that compounds to over $1.3 million tax-free.

1IRS Pub. 334 · 2IRS Family Employees · 3IRS Pub. 929 · 4IRS Pub. 590-A

Run The Numbers

How much could you save?

Child typically pays $0 federal income tax (under standard deduction). Payroll tax exempt when parent employs own child under 21 (sole props, disregarded LLCs & spousal partnerships). Roth projection assumes 7% annual growth. State taxes not included.

The Catch

The IRS wants proof

Hiring your kids is completely legal.

But if you get audited, you need documentation. Employment agreements. Time logs. Tax forms.

Without them? The IRS disallows the contributions and charges you penalties.

Most parents learn about this and get excited. Then they see the paperwork and just give up.

Employ your kids the right way.

Hire your kids in minutes

Set up your kids as business employees. Pick from 100+ tasks. Built-in rate guidance. We generate the contracts.

Employment Agreement

• Signed
• Signature Certificate
• Timestamped

Log work and payments

You handle the money.

We handle the documentation.

• Automatic server timestamps
• Complete activity history
• Separate household vs business work
• Optional photo proof
• Works with any payment method, any brokerage

Year-End Tax Packet

One click. Everything organized. Every document timestamped and traceable.

Contents of the Year-End Tax Packet

• Cover summary
• Tax time readme
• Signed employment agreements
• Signature certificates
• Job descriptions per child
• Timesheets + work logs (PDF + CSV)
• Payment ledger + reconciliation
• W-2 worksheets per child
• Roth contribution memos
• Wage expense summary
• Full edit history (audit log)

Tax Packet

• Cover_Summary_2026.pdf (98 KB)
• Employment_Agreement_Marcus_2026.pdf (156 KB)
• W2_Worksheet_Marcus_2026.pdf (124 KB)
• Timesheets_2026.pdf (845 KB)
• Payment_Ledger_2026.pdf (186 KB)
• Wage_Expense_Summary_2026.pdf (92 KB)

Maximize your tax savings

Deduct their wages as a business expense. Skip payroll taxes if you're a sole prop or spousal partnership.

• Wages become a deductible business expense
• FICA exempt (sole props, LLCs, spousal partnerships)
• Wage Expense Summary for your tax preparer

Tax Savings example

• Wages Paid: $12,000
• Your Tax Rate: 32%
• Income Tax Saved: +$3,840
• FICA Saved: +$1,836
• Total Saved: $5,676

Simple pricing.

Pays for itself in tax savings. No hidden fees.

• 30-day money-back guarantee.

Pro

Employ your kids through your business. Backed by decades of IRS guidance and tax court precedent.

• $499/year
• Log household and business work
• Sign employment contracts online
• Year-End Tax Packet export
• W-2 worksheet data
• Wage expense summary for deductions
• Track payroll tax exemptions
• Timesheets & work logs
• Roth contribution tracking
• Priority support
• Unlimited children

Common questions.

• Is hiring my kids through my business IRS-approved?
• What documentation does the IRS require?
• What if I get audited?
• Can I deduct the full amount I pay them?
• Do I need an LLC?
• What about S-Corps and C-Corps?
• Do I issue them a W-2 or 1099?
• How young is too young?
• What kind of work counts?
• How much can I pay them?
• What do I actually get?
• Is this complicated to file?
• How does the Roth IRA part work?
• I already pay them informally. Can I start now?
• Is there a money-back guarantee?